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What are RDSP’sSmart Consumer CreditKeep your energy bills cool when it’s hotUsing Your Tax Refund to Improve Your Financial Outlook

What are RDSP’s

Liz Summers What are Registered Disability Savings Plans and who can benefit from them? You might be surprised to know. In the 2007 Budget, the federal government introduced the Registered Disability Savings Plan (RDSP) to encourage parents and families who care for people with prolonged disabilities to save for their long-term financial security. This article provides an overview...
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Smart Consumer Credit

With Back-to-School, Thanksgiving having just passed and the Holiday Season upon us it would be smart to understand the credit choices that we have in the world of credit and loans. You have probably heard or used the following phrases: “Charge it!”, “Cash or credit?”, “Put it on my account”, etc. These phrases indicate that the...
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Teaching Your Kids the Skills to Pay the Bills By Liz Summers CFP FMA FCSI From the time children are born, everything that they experience is influenced by their parents and/or guardians - from their level of physical activity, to their interactions with others, to how they choose to spend their free time. Therefore, it shouldn’t be...
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Keep your energy bills cool when it’s hot

By Heidi Wagg Summer is here and so are climbing temperatures and household electricity bills. Before switching on an energy-guzzling air conditioner, consider ways to reduce the need for mechanical cooling in the first place. Doing so lowers unnecessary electricity consumption and pricey energy bills all the while improving indoor comfort. Use this checklist to help you determine...
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Using Your Tax Refund to Improve Your Financial Outlook

Expecting a Tax Refund? By Elizabeth Summers If you are expecting a tax refund this year, then you should consider the following strategies to help you improve your financial well-being. Pay Down Debt If you have high-interest debts, consider eliminating or reducing them by allocating some or all of yourrefund to debt reduction. Compare the rate of interest you...
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